Debt relief – Heidi S. Milam, Attorney at Law, PLLC

Good Debt v. Bad Debt

February 22, 2019 by heidimilamlaw

Is there such a thing as Good Debt or Bad Debt? I would definitely say yes! First of all, let’s look at what can make a debt “good”. There are several ways that a debt can actually be good for you. Good debt are debts that as you pay them down, your net worth increases. … Continue reading Good Debt v. Bad Debt

Payday loans can snowball until you are in a blizzard of debt!

January 28, 2019January 28, 2019 by heidimilamlaw

Everyone has been in this situation: you need money fast, maybe for a car repair, medical bill, or simply to buy groceries. Unfortunately, your bank account is at zero and its still a week until payday. You pass a payday loan store every day on your way to work, so you stop in to check … Continue reading Payday loans can snowball until you are in a blizzard of debt!

Did your financial scale tip the wrong way?

January 25, 2019January 25, 2019 by heidimilamlaw

Can you relate to trouble regarding finances? Most people can. Your own financial status likely fluctuates from year to year or even month to month. That’s because global, national and local economies have an impact on your own financial situation even here in Mississippi. There are several issues that often prompt serious financial problems these … Continue reading Did your financial scale tip the wrong way?

Why should I file bankruptcy?

January 24, 2019January 25, 2019 by heidimilamlaw

The answer to that question is different for each person that I speak with. The short answer is to protect your assets. Most people don’t look at bankruptcy as a way to keep what they need but as a way to get rid of what the don’t want – debt. However, I look at what … Continue reading Why should I file bankruptcy?